Accurate Loss Mitigation Calculations. Faster Borrower Engagement.
- Built for Accuracy
Make Every Calculation Count
Manual calculations create inconsistency, errors, and compliance risk. WaterfallCalc removes all three.
Loss mitigation is too high-stakes for guesswork or inflexible legacy solutions that create manual workarounds. WaterfallCalc is built to handle real-world loss mit scenarios without the friction, producing consistent outputs your team can rely on and defend.
WaterfallCalc evaluates every eligible option across FHA, VA, GSE, and USDA programs in a single structured workflow, while WaterfallCalc+ gives your borrowers a self-service portal for applications, document uploads, and status tracking.
- Explore the Platform
Two Products.
One Complete Solution
WaterfallCalc
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WaterfallCalc+
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TILM Report
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- WaterfallCalc+
Meet Borrowers Where They Are
When distressed borrowers don’t respond to their servicer, loss mitigation comes to a halt.
WaterfallCalc+ gives borrowers a simple way to apply, upload documents, and communicate with your team on their schedule, from any device. Every interaction is automatically documented and timestamped, creating a clear history for each file.
With no licensing fee and pricing that scales with your portfolio, WaterfallCalc+ is designed to deploy quickly and keep default workflows on track.
- Why Servicers Choose WaterfallCalc
Consistency You Can Count On
Faster Decisions
Clear Answers
Hands-On Support
- Testimonials
Trusted by Servicers Across the Country
“We use WaterfallCalc for all our loss mitigation beyond repayment plans and FHA Partial Claims. It improves our accuracy, ensures we are performing within regulations, and builds confidence.”
Arik Christensen, Collections Manager
Wyoming Community Development Authority
“WaterfallCalc has been a great tool for our team. It saves a ton of time, simplifies loss mitigation submissions, and has been easy to integrate into our workflow. The integration with SMDU and Resolve has been invaluable.”
Bruce Skinner, Director – Loss Mitigation
Land Home Financial Services, Inc
- News
Latest News and Insights
Why the Shutdown’s End Won’t End the Work for Mortgage Servicers
The federal government shutdown may be ending soon, but for many borrowers — and the servicers
Servion Group Implements WaterfallCalc+ Ahead of FHA Loss Mitigation Changes
Borrower-facing version of loss mitigation tool makes it easier for CUSO to reach distressed homeowners GRAND
Why the FHA’s New Servicing Rules Are a Win for Borrowers — and a Relief for Servicers
Change is finally coming to some of the most burdensome aspects of mortgage servicing. In its
Riding the Waves: Staying Grounded Amid Mortgage Market Volatility
Volatility isn’t new to the mortgage industry—but the flavor of it in today’s market feels different.
Modernizing Mortgage Servicing: FHA’s New Loss Mit Rules Are a Step in the Right Direction
In an article by Bonnie Sinnock for National Mortgage News, titled “FHA tweaks updates to loss
A Long-Overdue Fix for Veteran Homeowners: Why the Veterans Housing Stability Act Matters
A new article by The Mortgage Point’s Erick C. Peck—“Bill Aims to Revive VASP Program for