Home Retention Analysis and Calculations

Our system provides detailed analysis and calculation for all of these options:


  • Special Forbearance

  • Repayment/Forbearance Plan

  • HAMP – loan modification only, partial claim only, combination

  • Extended Forbearance

Conventional – Proprietary

  • Special Forbearance

  • Repayment Plans

  • Modifications


  • Special Forbearance

  • Repayment Plan

  • Modification

  • Streamlined Modification

  • VAAM


  • Repayment Plans

  • FLEX Modifications

  • Streamlined FLEX Modifications

Rural Housing

  • Special Forbearance

  • Repayment/Forbearance Plans

  • Regular Servicing Modifications

  • Special Servicing Modifications

  • Mortgage Recovery Advances



Escrow Analysis

The system performs an accurate projected escrow analysis for all modification/partial claim options that takes into account the effective date of the modification or partial claim, the funds credited to escrow during the trial payment and as a result of the partial claim. The projections are so accurate, there is no need to perform another escrow analysis at the end of the trial payment period.

Title Orders

Choose one of our Title providing partners and you will be able to order title reports and other services direct from WaterfallCalc.com.

Modification and Subordinate Mortgage Documents

WaterfallCalc.com partnered with a national document firm to ensure that all documents are prepared in recordable formats for all jurisdictions nationwide. The system exports the modification/subordinate mortgage information and the documents are emailed to your inbox within ten minutes of request

*Note: WaterfallCalc.com is working with FNMA for full integration with Fannie Mae’s SMDU system – watch for updates on a release date!!